Key Facts and Statistics about the C2C Monetary System

The Credit-to-Credit (C2C) Monetary System represents a revolutionary approach to managing monetary systems, designed to reduce the instability inherent in traditional fiat-based systems. Instead of relying on government-issued debt, the C2C Monetary System focuses on issuing money that is backed by tangible assets, ensuring that the monetary supply is tied to real value. This system promotes financial stability, reduced inflationary risks, and enhanced transparency in global financial markets. Below are key facts and statistics about the C2C Monetary System and its operational dynamics:

System Overview:

Foundation: The C2C Monetary System was conceived to shift away from the traditional debt-based monetary systems that depend on governments’ creditworthiness. Instead, it proposes a model in which money is issued based on tangible, verifiable assets or future receivables. This system emphasizes stability by ensuring that each unit of currency issued is directly tied to a real-world asset, rather than just a promise to repay debt.
Core Principle: The C2C Monetary System functions by issuing currency that is fully backed by existing credit or assets. This eliminates the risks associated with inflationary practices in fiat systems, where governments may print money without any actual backing. The system’s core principle is to create a more transparent and predictable currency supply, which grows in parallel with economic assets.
Primary Currency: Central Ura is the primary currency used within the C2C Monetary System. It serves as a base money for issuing other financial instruments such as Orbita Notes. Central Ura is 100% backed by tangible assets, offering long-term stability and creating a reliable alternative to fiat currencies that are subject to inflationary pressures. Central Ura serves as an example of money issued within the principles of the C2C Monetary System.

C2C Currency and Asset-Backed Money:

Central Ura: Central Ura is a credit-backed currency that operates within the C2C Monetary System. Unlike traditional fiat currencies, which are based on government-issued debt and promises, Central Ura is backed by real, verifiable credits, receivables, and tangible assets. This means that each unit of Central Ura is tied to actual economic value, making it inherently more stable than any fiat currency.
Currency Stability: Since Central Ura is not dependent on debt issuance, it is immune to the inflationary effects commonly seen in fiat currencies. The C2C Monetary System ensures that the money supply grows only when real value or assets are available to back the issuance. This creates a stable currency that is less susceptible to economic instability, making it a safer and more reliable alternative.
Global Adoption: The adoption of Central Ura is steadily growing. As of the latest quarter, Central Ura has been adopted by more than 30 countries globally. While some nations have already integrated Central Ura into their financial systems, many other developing economies, particularly in Africa, are exploring asset-backed monetary systems to reduce their reliance on unstable fiat currencies. The ongoing adoption process remains extensive as nations carefully design and implement this transition.

Impact on Global Financial Markets:

Decentralization: The C2C Monetary System incorporates decentralized platforms, such as StellarTerm Decentralized Exchange, enabling the trading of financial instruments like Orbita Notes in a transparent and secure manner. This decentralization reduces reliance on traditional financial institutions, increasing access and providing global market participants with more control over their financial activities.
Adoption Rate: The C2C Monetary System is being primarily adopted by nations that seek long-term financial sustainability. The adoption process is particularly strong in emerging economies. In particular, many African nations have expressed interest in transitioning to the C2C framework. However, the process of national adoption is gradual and requires careful planning, regulatory adjustments, and legal reforms, which can take several years to fully implement.
Market Integration: One of the strengths of the C2C Monetary System is its seamless integration with traditional financial markets. This ensures liquidity and competitiveness for Central Ura and Orbita Notes. Through this integration, traditional investors, institutions, and businesses can engage in global financial markets while benefiting from the stability and transparency offered by asset-backed currencies and instruments.

Economic and Social Impact:

Financial Inclusion: The C2C Monetary System plays a key role in promoting financial inclusion by offering a stable and secure monetary framework for underbanked or underserved populations. In countries with unstable fiat systems, Central Ura provides an alternative that empowers individuals and businesses to access secure and efficient financial services, fostering greater economic participation.
Sustainability: In alignment with global sustainability goals, the C2C Monetary System supports the issuance of Orbita Notes for funding green energy projects, sustainable infrastructure, and other ESG-aligned investments. By ensuring that currency is backed by real-world, verifiable assets, the C2C system provides a robust platform for financing initiatives that prioritize environmental and social responsibility.
Capital Raising Efficiency: Orbita Notes, a credit instrument within the C2C framework, have shown significant potential in raising capital efficiently. These notes are issued with future receivables or assets backing them, offering a secure alternative to traditional debt instruments. Currently, Orbita Notes have facilitated over $500 million in capital raising, and the issuance is expected to reach $1 billion within the next few quarters, particularly as institutional investors finalize transactions.

Risk Management and Stability:

Credit Risk Mitigation: One of the advantages of the C2C Monetary System is its ability to minimize credit risk. Unlike traditional fiat systems, which depend on government creditworthiness, Orbita Notes and other instruments are backed by assets, ensuring that investors are protected from default risks. This system significantly reduces the volatility and uncertainty typically associated with unsecured debt products.
Inflation Resistance: The C2C Monetary System inherently resists inflation. Since it is based on asset-backed money, the expansion of money supply is always tied to the value of underlying assets rather than increasing debt. This structure provides a safeguard against the inflationary pressures that often erode the value of fiat currencies.
Low Default Rates: The credit-backed nature of the C2C Monetary System ensures that default rates remain extremely low. For example, Orbita Notes have experienced a default rate of less than 1%, demonstrating the effectiveness of asset-backed finance in reducing credit risk and enhancing the stability of the financial ecosystem.

Future Plans and Expansion:

Expansion: The C2C Monetary System is expanding rapidly, with plans to introduce Central Ura-based domestic currencies in more countries by 2025. This expansion will create a fully integrated global network of asset-backed transactions, facilitating smoother international trade and reducing the reliance on traditional fiat systems.
Technological Integration: The C2C Monetary System is increasingly integrating blockchain technology to improve the transparency, speed, and security of transactions. This integration will further reduce costs associated with cross-border payments and streamline real-time settlements, allowing both institutional and retail investors to participate more easily in the global financial ecosystem.

These key facts and statistics highlight the transformative potential of the C2C Monetary System, emphasizing its role in reshaping global financial markets. By focusing on asset-backed currencies and leveraging decentralized technologies, the C2C Monetary System provides a more stable, secure, and transparent financial system that offers long-term sustainability, economic inclusion, and growth opportunities across sectors and nations.